Frequently Asked Questions
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What do I do immediately after an accident occurs?
If you are not injured, then give aid to any injured people on the scene and call 9-11 to report the accident. If you are injured, please make sure that you seek medical attention. While on the accident scene you need to exchange insurance information with the other drivers, get contact information from witnesses, and take pictures of the accident scene and damage to your vehicle with your mobile phone (you should also take pictures of your injuries when you get home to give an accurate snapshot of them). Do not discuss the accident with bystanders, do not admit fault of any kind, and do not leave the accident scene. Get the officer’s name handling the report and don’t forget to fill out the SR-13 form within 30 days of the accident.
I was injured in an accident and went to the hospital. Who pays for my medical bills?
Your car insurance policy usually covers this, and any overages are paid by your medical insurance. If it was the other driver’s fault, then their insurance should cover it.
How do I get my accident report?
Call the police department that handled the report at the accident scene. You will need the case number, so try to get this at the scene.
I was injured in a hit and run, will my insurance still pay for my injuries?
Yes, they will up to the limits that have been purchased in the policy. You can also file on your uninsured motorist coverage.
Somebody ran into me and caused a great deal of property damage to my car, but I am not hurt. Can I sue them for the damage to my vehicle?
If there is no injury, then you only have a property claim and this is usually covered by your insurance.
I was injured but I cannot afford an attorney?
Personal injury attorneys will generally take their cases on a contingency fee basis whereby you pay nothing up front, and the attorney is only paid if you receive an award or settlement (as a percentage of the award).
Is there any standardized formula used to determine how much should be offered by the insurance company for my injury claim?
No. All vehicle accident claims are different and such factors as the type of injury, past claims, property damage, and facts surrounding the accident can vary from case to case. These, and many other, factors determine a case’s settlement value and it really depends on the facts of a particular case. It is important to retain an Alabama car accident attorney to represent you after the vehicle accident.
Should I send my medical records to the driver’s insurance company?
No, you should only sign medical releases under limited circumstances. You do not want your medical information in their hands since they will have an opportunity to look through them for ways to devalue your case. You should get your attorney to review your medical records and supply them to the insurance company for you.
If I do not go to the doctor immediately following my accident, will this hurt my injury claim later on?
Yes. Even though injuries may not be apparent right after an accident and can take time to become known, you need to get checked by a doctor soon after the accident. This is because in a potential trial, a jury will be told how long it took you to seek medical attention after the wreck, and any delay in treatment can be exposed by the insurance company’s lawyers and harm your case.
Do I have to go to court?
No. If the insurance company for the other driver is willing to offer a fair settlement then you do not have to bring a lawsuit against them. We will negotiate with the insurance company on your behalf, and if a settlement is reached, then you do not have to go to court. However, if they do not offer a fair settlement then we will proceed with a lawsuit only if you want us to.
Do I have to pay anything up front in attorney’s fees?
No, you don’t pay anything up front. We pay for all medical records, depositions, and other costs of discovery and only get paid a percentage of your settlement or award. If you receive no settlement or jury award then we do not get any attorney’s fees.